/* ==========================================
   NADIM VENTURES - Mortgage Broker Styles
   ========================================== */

/* Reset & Base */
*, *::before, *::after {
    margin: 0;
    padding: 0;
    box-sizing: border-box;
}

:root {
    --color-bg: #0a0a0f;
    --color-bg-alt: #111118;
    --color-surface: #1a1a24;
    --color-surface-hover: #22222e;
    --color-border: rgba(255, 255, 255, 0.08);
    --color-border-hover: rgba(255, 255, 255, 0.15);
    --color-text: #ffffff;
    --color-text-secondary: #a0a0b0;
    --color-text-muted: #6b6b7b;
    --color-accent: #c9a84c;
    --color-accent-hover: #d4b85e;
    --color-accent-glow: rgba(201, 168, 76, 0.15);
    --font-primary: 'Inter', -apple-system, BlinkMacSystemFont, sans-serif;
    --font-display: 'Playfair Display', Georgia, serif;
    --radius-sm: 6px;
    --radius-md: 12px;
    --radius-lg: 20px;
    --transition: 0.3s cubic-bezier(0.4, 0, 0.2, 1);
}

html {
    scroll-behavior: smooth;
    -webkit-font-smoothing: antialiased;
    -moz-osx-font-smoothing: grayscale;
}

body {
    font-family: var(--font-primary);
    background-color: var(--color-bg);
    color: var(--color-text);
    line-height: 1.6;
    overflow-x: hidden;
}

.container {
    width: 100%;
    max-width: 1200px;
    margin: 0 auto;
    padding: 0 24px;
}

.section {
    padding: 120px 0;
}

.section-dark {
    background-color: var(--color-bg-alt);
}

/* Section Headers */
.section-header {
    text-align: center;
    margin-bottom: 64px;
    max-width: 640px;
    margin-left: auto;
    margin-right: auto;
}

.section-tag {
    display: inline-block;
    font-size: 0.75rem;
    font-weight: 600;
    letter-spacing: 0.15em;
    text-transform: uppercase;
    color: var(--color-accent);
    margin-bottom: 16px;
    padding: 6px 16px;
    border: 1px solid var(--color-accent);
    border-radius: 100px;
}

.section-header h2 {
    font-family: var(--font-display);
    font-size: clamp(2rem, 4vw, 3rem);
    font-weight: 600;
    line-height: 1.2;
    margin-bottom: 16px;
}

.section-description {
    color: var(--color-text-secondary);
    font-size: 1.05rem;
    margin-top: 8px;
}

.highlight {
    color: var(--color-accent);
}

/* NAVIGATION */
.navbar {
    position: fixed;
    top: 0;
    left: 0;
    right: 0;
    z-index: 1000;
    padding: 20px 0;
    transition: var(--transition);
    background: transparent;
}

.navbar.scrolled {
    background: rgba(10, 10, 15, 0.9);
    backdrop-filter: blur(20px);
    -webkit-backdrop-filter: blur(20px);
    border-bottom: 1px solid var(--color-border);
    padding: 12px 0;
}

.nav-container {
    display: flex;
    align-items: center;
    justify-content: space-between;
}

.logo {
    display: flex;
    align-items: center;
    gap: 12px;
    text-decoration: none;
    color: var(--color-text);
}

.logo-n {
    display: flex;
    align-items: center;
    justify-content: center;
    width: 40px;
    height: 40px;
    background: var(--color-accent);
    color: var(--color-bg);
    font-family: var(--font-display);
    font-weight: 700;
    font-size: 1.25rem;
    border-radius: var(--radius-sm);
}

.logo-text {
    font-size: 0.85rem;
    font-weight: 600;
    letter-spacing: 0.12em;
}

.nav-links {
    display: flex;
    align-items: center;
    gap: 32px;
    list-style: none;
}

.nav-links a {
    text-decoration: none;
    color: var(--color-text-secondary);
    font-size: 0.875rem;
    font-weight: 500;
    transition: var(--transition);
}

.nav-links a:hover {
    color: var(--color-text);
}

.nav-cta {
    padding: 10px 24px !important;
    background: var(--color-accent) !important;
    color: var(--color-bg) !important;
    border-radius: var(--radius-sm);
    font-weight: 600 !important;
}

.nav-cta:hover {
    background: var(--color-accent-hover) !important;
}

.mobile-toggle {
    display: none;
    flex-direction: column;
    gap: 5px;
    background: none;
    border: none;
    cursor: pointer;
    padding: 4px;
}

.mobile-toggle span {
    width: 24px;
    height: 2px;
    background: var(--color-text);
    transition: var(--transition);
    border-radius: 2px;
}

/* HERO SECTION */
.hero {
    position: relative;
    min-height: 100vh;
    display: flex;
    align-items: center;
    justify-content: center;
    overflow: hidden;
    background: linear-gradient(135deg, #0a0a0f 0%, #0f1923 40%, #0a0a0f 100%);
}

.hero::before {
    content: '';
    position: absolute;
    top: -50%;
    right: -20%;
    width: 800px;
    height: 800px;
    background: radial-gradient(circle, var(--color-accent-glow) 0%, transparent 70%);
    opacity: 0.4;
    animation: float 15s ease-in-out infinite;
}

.hero::after {
    content: '';
    position: absolute;
    bottom: -30%;
    left: -15%;
    width: 600px;
    height: 600px;
    background: radial-gradient(circle, rgba(201, 168, 76, 0.05) 0%, transparent 70%);
    animation: float 20s ease-in-out infinite reverse;
}

@keyframes float {
    0%, 100% { transform: translateY(0) translateX(0); }
    33% { transform: translateY(-30px) translateX(20px); }
    66% { transform: translateY(20px) translateX(-15px); }
}

.hero-overlay {
    position: absolute;
    inset: 0;
    background: url('data:image/svg+xml,<svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 100 100"><defs><pattern id="grid" width="10" height="10" patternUnits="userSpaceOnUse"><path d="M 10 0 L 0 0 0 10" fill="none" stroke="rgba(255,255,255,0.02)" stroke-width="0.5"/></pattern></defs><rect width="100" height="100" fill="url(%23grid)"/></svg>');
    background-size: 60px 60px;
}

.hero-content {
    position: relative;
    z-index: 2;
    text-align: center;
    padding-top: 80px;
}

.hero-badge {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    font-size: 0.75rem;
    font-weight: 600;
    letter-spacing: 0.15em;
    text-transform: uppercase;
    color: var(--color-accent);
    padding: 8px 20px;
    border: 1px solid rgba(201, 168, 76, 0.3);
    border-radius: 100px;
    margin-bottom: 32px;
    opacity: 0;
    animation: fadeInUp 0.8s 0.2s forwards;
}

.hero-badge svg {
    flex-shrink: 0;
}

.hero h1 {
    font-family: var(--font-display);
    font-size: clamp(2.5rem, 6vw, 4.5rem);
    font-weight: 700;
    line-height: 1.1;
    margin-bottom: 24px;
    opacity: 0;
    animation: fadeInUp 0.8s 0.4s forwards;
}

.hero-subtitle {
    max-width: 680px;
    margin: 0 auto 40px;
    color: var(--color-text-secondary);
    font-size: 1.1rem;
    line-height: 1.7;
    opacity: 0;
    animation: fadeInUp 0.8s 0.6s forwards;
}

.hero-actions {
    display: flex;
    gap: 16px;
    justify-content: center;
    margin-bottom: 80px;
    opacity: 0;
    animation: fadeInUp 0.8s 0.8s forwards;
}

.hero-stats {
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 48px;
    padding-top: 48px;
    border-top: 1px solid var(--color-border);
    opacity: 0;
    animation: fadeInUp 0.8s 1s forwards;
}

.stat {
    display: flex;
    flex-direction: column;
    gap: 4px;
}

.stat-value {
    font-family: var(--font-display);
    font-size: 2rem;
    font-weight: 700;
    color: var(--color-accent);
}

.stat-label {
    font-size: 0.8rem;
    color: var(--color-text-muted);
    text-transform: uppercase;
    letter-spacing: 0.1em;
}

.stat-divider {
    width: 1px;
    height: 48px;
    background: var(--color-border);
}

.scroll-indicator {
    position: absolute;
    bottom: 40px;
    left: 50%;
    transform: translateX(-50%);
    display: flex;
    flex-direction: column;
    align-items: center;
    gap: 8px;
    opacity: 0;
    animation: fadeInUp 0.8s 1.2s forwards;
}

.scroll-indicator span {
    font-size: 0.7rem;
    color: var(--color-text-muted);
    text-transform: uppercase;
    letter-spacing: 0.15em;
}

.scroll-arrow {
    width: 1px;
    height: 40px;
    background: linear-gradient(to bottom, var(--color-accent), transparent);
    animation: scrollPulse 2s ease-in-out infinite;
}

@keyframes scrollPulse {
    0%, 100% { opacity: 1; transform: scaleY(1); }
    50% { opacity: 0.4; transform: scaleY(0.6); }
}

@keyframes fadeInUp {
    from {
        opacity: 0;
        transform: translateY(30px);
    }
    to {
        opacity: 1;
        transform: translateY(0);
    }
}

/* BUTTONS */
.btn {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 8px;
    padding: 14px 32px;
    font-family: var(--font-primary);
    font-size: 0.9rem;
    font-weight: 600;
    text-decoration: none;
    border-radius: var(--radius-sm);
    transition: var(--transition);
    cursor: pointer;
    border: none;
}

.btn-primary {
    background: var(--color-accent);
    color: var(--color-bg);
}

.btn-primary:hover {
    background: var(--color-accent-hover);
    transform: translateY(-2px);
    box-shadow: 0 8px 30px var(--color-accent-glow);
}

.btn-outline {
    background: transparent;
    color: var(--color-text);
    border: 1px solid var(--color-border-hover);
}

.btn-outline:hover {
    border-color: var(--color-accent);
    color: var(--color-accent);
    transform: translateY(-2px);
}

.btn-full {
    width: 100%;
}

/* CREDENTIALS BAR */
.credentials {
    background: var(--color-surface);
    border-bottom: 1px solid var(--color-border);
    padding: 20px 0;
}

.credentials-inner {
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 40px;
    flex-wrap: wrap;
}

.credential-item {
    display: flex;
    align-items: center;
    gap: 10px;
    font-size: 0.9rem;
    color: var(--color-text-secondary);
}

.credential-item svg {
    color: var(--color-accent);
    flex-shrink: 0;
}

.credential-item strong {
    color: var(--color-text);
    font-weight: 600;
}

/* LOAN OPTIONS SECTION */
.loans-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 24px;
}

.loan-card {
    background: var(--color-surface);
    border: 1px solid var(--color-border);
    border-radius: var(--radius-md);
    padding: 36px 28px;
    transition: var(--transition);
    position: relative;
    overflow: hidden;
}

.loan-card::after {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    height: 3px;
    background: linear-gradient(90deg, var(--color-accent), transparent);
    opacity: 0;
    transition: var(--transition);
}

.loan-card:hover {
    border-color: var(--color-border-hover);
    transform: translateY(-4px);
    box-shadow: 0 20px 60px rgba(0, 0, 0, 0.3);
}

.loan-card:hover::after {
    opacity: 1;
}

.loan-icon {
    width: 52px;
    height: 52px;
    display: flex;
    align-items: center;
    justify-content: center;
    background: var(--color-accent-glow);
    border-radius: var(--radius-sm);
    margin-bottom: 20px;
    color: var(--color-accent);
}

.loan-icon svg {
    width: 26px;
    height: 26px;
}

.loan-card h3 {
    font-family: var(--font-display);
    font-size: 1.2rem;
    font-weight: 600;
    margin-bottom: 12px;
    color: var(--color-text);
}

.loan-card p {
    color: var(--color-text-secondary);
    font-size: 0.9rem;
    line-height: 1.65;
    margin-bottom: 20px;
}

.loan-features {
    list-style: none;
}

.loan-features li {
    display: flex;
    align-items: center;
    gap: 8px;
    font-size: 0.85rem;
    color: var(--color-text-secondary);
    padding: 4px 0;
}

.loan-features li svg {
    width: 16px;
    height: 16px;
    color: var(--color-accent);
    flex-shrink: 0;
}

/* WHY CHOOSE US SECTION */
.why-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 24px;
}

.why-card {
    background: var(--color-surface);
    border: 1px solid var(--color-border);
    border-radius: var(--radius-md);
    padding: 36px 28px;
    transition: var(--transition);
}

.why-card:hover {
    border-color: var(--color-border-hover);
    transform: translateY(-4px);
    box-shadow: 0 20px 60px rgba(0, 0, 0, 0.3);
}

.why-icon {
    width: 48px;
    height: 48px;
    display: flex;
    align-items: center;
    justify-content: center;
    background: var(--color-accent-glow);
    border-radius: var(--radius-sm);
    margin-bottom: 20px;
    color: var(--color-accent);
}

.why-icon svg {
    width: 24px;
    height: 24px;
}

.why-card h3 {
    font-family: var(--font-display);
    font-size: 1.1rem;
    font-weight: 600;
    margin-bottom: 10px;
    color: var(--color-text);
}

.why-card p {
    color: var(--color-text-secondary);
    font-size: 0.9rem;
    line-height: 1.6;
}

/* PROCESS SECTION */
.process-steps {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 32px;
    position: relative;
}

.process-steps::before {
    content: '';
    position: absolute;
    top: 36px;
    left: 12%;
    right: 12%;
    height: 2px;
    background: var(--color-border);
}

.step {
    text-align: center;
    position: relative;
}

.step-number {
    width: 72px;
    height: 72px;
    background: var(--color-surface);
    border: 2px solid var(--color-accent);
    color: var(--color-accent);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-family: var(--font-display);
    font-size: 1.5rem;
    font-weight: 700;
    margin: 0 auto 20px;
    position: relative;
    z-index: 1;
    transition: var(--transition);
}

.step:hover .step-number {
    background: var(--color-accent);
    color: var(--color-bg);
    box-shadow: 0 8px 30px var(--color-accent-glow);
}

.step h3 {
    font-family: var(--font-display);
    font-size: 1.05rem;
    font-weight: 600;
    color: var(--color-text);
    margin-bottom: 8px;
}

.step p {
    font-size: 0.88rem;
    color: var(--color-text-secondary);
    line-height: 1.5;
}

/* CTA SECTION */
.cta-section {
    background: linear-gradient(135deg, var(--color-bg), var(--color-bg-alt));
    border-top: 1px solid var(--color-border);
    border-bottom: 1px solid var(--color-border);
    text-align: center;
    padding: 80px 24px;
}

.cta-section h2 {
    font-family: var(--font-display);
    font-size: clamp(1.8rem, 4vw, 2.5rem);
    font-weight: 600;
    color: var(--color-text);
    margin-bottom: 16px;
}

.cta-section p {
    font-size: 1.1rem;
    color: var(--color-text-secondary);
    margin-bottom: 36px;
    max-width: 550px;
    margin-left: auto;
    margin-right: auto;
}

.cta-buttons {
    display: flex;
    justify-content: center;
    gap: 16px;
    flex-wrap: wrap;
}

/* CONTACT SECTION */
.contact-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 64px;
    align-items: start;
}

.contact-info h3 {
    font-family: var(--font-display);
    font-size: 1.5rem;
    font-weight: 600;
    color: var(--color-text);
    margin-bottom: 16px;
}

.contact-info > p {
    color: var(--color-text-secondary);
    font-size: 1rem;
    line-height: 1.7;
    margin-bottom: 32px;
}

.contact-details {
    display: flex;
    flex-direction: column;
    gap: 4px;
}

.contact-item {
    display: flex;
    align-items: center;
    gap: 16px;
    padding: 16px 0;
    border-bottom: 1px solid var(--color-border);
}

.contact-item:last-child {
    border-bottom: none;
}

.contact-icon {
    width: 44px;
    height: 44px;
    display: flex;
    align-items: center;
    justify-content: center;
    background: var(--color-accent-glow);
    border-radius: var(--radius-sm);
    flex-shrink: 0;
    color: var(--color-accent);
}

.contact-text {
    display: flex;
    flex-direction: column;
    gap: 2px;
}

.contact-text strong {
    font-size: 0.85rem;
    font-weight: 600;
    color: var(--color-text);
}

.contact-text span {
    font-size: 0.9rem;
    color: var(--color-text-secondary);
}

.contact-form {
    background: var(--color-surface);
    border: 1px solid var(--color-border);
    border-radius: var(--radius-md);
    padding: 36px;
    display: flex;
    flex-direction: column;
    gap: 20px;
}

.form-row {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 16px;
}

.form-group {
    display: flex;
    flex-direction: column;
    gap: 6px;
}

.form-group label {
    font-size: 0.8rem;
    font-weight: 600;
    color: var(--color-text-secondary);
    text-transform: uppercase;
    letter-spacing: 0.05em;
}

.form-group input,
.form-group select,
.form-group textarea {
    background: var(--color-bg);
    border: 1px solid var(--color-border);
    border-radius: var(--radius-sm);
    padding: 12px 16px;
    font-family: var(--font-primary);
    font-size: 0.95rem;
    color: var(--color-text);
    transition: var(--transition);
    outline: none;
}

.form-group input::placeholder,
.form-group textarea::placeholder {
    color: var(--color-text-muted);
}

.form-group input:focus,
.form-group select:focus,
.form-group textarea:focus {
    border-color: var(--color-accent);
    box-shadow: 0 0 0 3px var(--color-accent-glow);
}

.form-group select {
    appearance: none;
    background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='12' viewBox='0 0 24 24' fill='none' stroke='%23a0a0b0' stroke-width='2'%3E%3Cpath d='M6 9l6 6 6-6'/%3E%3C/svg%3E");
    background-repeat: no-repeat;
    background-position: right 16px center;
}

.form-group textarea {
    resize: vertical;
    min-height: 100px;
}

/* FOOTER */
.footer {
    background: var(--color-bg);
    border-top: 1px solid var(--color-border);
    padding: 64px 0 0;
}

.footer-grid {
    display: grid;
    grid-template-columns: 2fr 1fr 1fr 1fr;
    gap: 48px;
    padding-bottom: 48px;
    border-bottom: 1px solid var(--color-border);
}

.footer-brand p {
    color: var(--color-text-muted);
    font-size: 0.9rem;
    line-height: 1.7;
    margin-top: 16px;
    max-width: 300px;
}

.footer-links {
    display: flex;
    flex-direction: column;
    gap: 12px;
}

.footer-links h4 {
    font-size: 0.85rem;
    font-weight: 600;
    text-transform: uppercase;
    letter-spacing: 0.1em;
    color: var(--color-text);
    margin-bottom: 4px;
}

.footer-links a {
    text-decoration: none;
    color: var(--color-text-muted);
    font-size: 0.9rem;
    transition: var(--transition);
}

.footer-links a:hover {
    color: var(--color-accent);
}

.footer-eho {
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 12px;
    padding: 24px 0;
    border-bottom: 1px solid var(--color-border);
    color: var(--color-text-muted);
}

.footer-eho svg {
    color: var(--color-text-muted);
    flex-shrink: 0;
}

.footer-eho span {
    font-size: 0.82rem;
    color: var(--color-text-muted);
}

.footer-disclaimer {
    padding: 24px 0;
    border-bottom: 1px solid var(--color-border);
}

.footer-disclaimer p {
    font-size: 0.75rem;
    line-height: 1.7;
    color: var(--color-text-muted);
    text-align: center;
    max-width: 900px;
    margin: 0 auto;
}

.footer-bottom {
    padding: 24px 0;
    text-align: center;
}

.footer-bottom p {
    color: var(--color-text-muted);
    font-size: 0.8rem;
}

/* SCROLL ANIMATIONS */
.fade-in {
    opacity: 0;
    transform: translateY(30px);
    transition: opacity 0.6s ease, transform 0.6s ease;
}

.fade-in.visible {
    opacity: 1;
    transform: translateY(0);
}

/* RESPONSIVE */
@media (max-width: 1024px) {
    .loans-grid,
    .why-grid {
        grid-template-columns: repeat(2, 1fr);
    }

    .process-steps {
        grid-template-columns: repeat(2, 1fr);
    }

    .process-steps::before {
        display: none;
    }

    .footer-grid {
        grid-template-columns: 1fr 1fr;
        gap: 32px;
    }
}

@media (max-width: 768px) {
    .section {
        padding: 80px 0;
    }

    .nav-links {
        display: none;
        position: fixed;
        top: 0;
        left: 0;
        right: 0;
        bottom: 0;
        background: rgba(10, 10, 15, 0.98);
        backdrop-filter: blur(20px);
        flex-direction: column;
        justify-content: center;
        align-items: center;
        gap: 24px;
    }

    .nav-links.active {
        display: flex;
    }

    .nav-links a {
        font-size: 1.25rem;
    }

    .mobile-toggle {
        display: flex;
        z-index: 1001;
    }

    .mobile-toggle.active span:nth-child(1) {
        transform: rotate(45deg) translateY(5px) translateX(5px);
    }

    .mobile-toggle.active span:nth-child(2) {
        opacity: 0;
    }

    .mobile-toggle.active span:nth-child(3) {
        transform: rotate(-45deg) translateY(-5px) translateX(5px);
    }

    .hero-stats {
        flex-direction: column;
        gap: 24px;
    }

    .stat-divider {
        width: 48px;
        height: 1px;
    }

    .hero-actions {
        flex-direction: column;
        align-items: center;
    }

    .loans-grid,
    .why-grid {
        grid-template-columns: 1fr;
    }

    .process-steps {
        grid-template-columns: 1fr;
        gap: 24px;
    }

    .contact-grid {
        grid-template-columns: 1fr;
        gap: 48px;
    }

    .form-row {
        grid-template-columns: 1fr;
    }

    .footer-grid {
        grid-template-columns: 1fr;
    }

    .credentials-inner {
        flex-direction: column;
        gap: 12px;
    }

    .cta-buttons {
        flex-direction: column;
        align-items: center;
    }
}

@media (max-width: 480px) {
    .hero h1 {
        font-size: 2rem;
    }

    .section-header h2 {
        font-size: 1.75rem;
    }

    .stat-value {
        font-size: 1.5rem;
    }
}